Finance your plans with an individual loan

Require money to fund a project or purchase?

Finance your projects with your own loan at a marketing price!

Take advantage of an rate that is exceptional1) until 31 August in order to make work a real possibility. Simulate and submit an application for your loan on line: from the absolute comfort of your house, in only a couple of presses!

Extra discount of 0.20per cent for the power retrofitÂ

Preparing energy-saving renovations (temperature pump installation, boiler replacement, green roof, outside and interior insulation, etc. )? Â

Take advantage of an extra discount: your own personal loan at 1.61per cent (APR: 1.65percent).

Personal bank loan: a remedy without surprises

A loan that is personal1) actually hassle-free choice for funding prepared or unforeseen costs.

  • From 2500 up to a optimum of EUR 75,000
  • 12 to 60 months
  • Fixed month-to-month repayments
  • Versatile: you decide on the payment that is monthly that most useful you prefer

Make an application for an individual loan online!

Currently a customer? Log in to the 100percent safe online Banking platform to use for a loan online that is personal.

Perhaps not yet a customer? Perform an loan that is online and application or e mail us. An advisor shall contact you to definitely allow you to find the solution that most readily useful matches your preferences.

Energy retrofitting loan

Will you be preparing power work that is retrofitting? Follow our guide! Â

Are you aware?

Insurance coverage can protect the outstanding loan quantity in the big event of death

For greater safety also to protect your ones that are loved submit an application for credit protection insurance.

This insurance will cover any remaining payments (subject to the conditions of the policy) in the event of death.

https://speedyloan.net/payday-loans-me

You can easily remove credit protection insurance for every single of your customer loans: unsecured loan, OptiLine credit center or even the Réserve Privilège.  Â

Protect unanticipated acquisitions or access a cash book on demand

At BGLÂ BNPÂ Paribas, we now have a array of answers to satisfy your financing requirements, every one of that are tailored towards financial predicament.

Should you make an unanticipated purchase? To pay for an unanticipated cost or buy for yourself one thing unique, make use of the OptiLine credit center.

You’ll be able to sign up to the Réserve PrivilègeÂ. That is a money book you can use at any time without reason.

Faqs

Am I going to be charged an management charge whenever I sign up for a personal bank loan?

There are not any management charges at BGL BNP Paribas.

Do i must start a free account getting a unsecured loan?

Yes, starting a merchant account with BGLÂ BNPÂ Paribas actually pre-requisite for getting financing.

What’s the true point of pooling loans?

You must always ensure that your account has sufficient funds to complete each separate payment when you have multiple loans. By pooling your loans, you simply have to make one month-to-month payment. This is why handling your budget that is monthly that easier! Taking right out your own loan enables you to fund a task and pool loans during the time that is same.

What income tax deductions have always been we eligible for?

No more than EURÂ 672 in debit interest on customer loans are deducted as unique expenses per individual per tax household every year. Tax deductions concerning insurance costs are contained in this EURÂ 672 cap. Â

Tax deductibility differs on the basis of the individual situation of every client and it is at the mercy of alter.

Can that loan be paid early?

You are able to spend down that loan early, but can be charged early payment charges set at the time the agreement is finalized.

(1) for loan of EUR 15,000 repayable over 48 months at a hard and fast rate of interest of 1.81per cent per annum, you’d spend 48 instalments of EUR 324.19 (excluding optional insurance coverage). No application charges. APR Fixed apr: 1.85per cent per year (susceptible to having to pay your income into an “Essentiel” account held with this bank). Total balance due by the debtor: EUR 15,569.33.

The hypothetical instance is given to information purposes just and should not be looked at a loan offer and/or approval. The financial institution is certainly not accountable for this instance or even for any choices made according to this example.

Provide susceptible to conditions and terms and approval of the application because of the bank.